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Networks · Payout corridors

More corridors with T+0 delivery and least-cost routing

Payouts to accounts, cards, and wallets where banking is slow, costly, or unavailable. Prefund once, instruct by UI, API, or file, and CPN delivers the same day.

  • 80+currencies
  • 120+countries
  • as low as 0 FX and 0 fees

Corridor pricing varies by corridor, currency pair, and volume. As low as 0 FX and 0 fees reflects CPN's floor pricing on eligible digital corridors, confirmed per corridor at onboarding.

The corridor

The corridor side by side

One payout takes two routes, released at the same moment.

Illustrative payout$10,000

Correspondent chain

Your bank
Correspondent
Correspondent
Beneficiary bank

Elapsed

T+2

Deducted

$154.60

Arrived T+2

$154.60 in deductions en route

CPN corridor

Prefunded position
Least-cost route
Beneficiary paid

Delivered

T+0

Cost

as low as 0

Delivered T+0

as low as 0 FX and 0 fees

Illustrative journey. Timings and deductions vary by corridor and counterparties. Corridor pricing is confirmed at onboarding.

Corridor pricing varies by corridor, currency pair, and volume. As low as 0 FX and 0 fees reflects CPN's floor pricing on eligible digital corridors, confirmed per corridor at onboarding.

Corridor economics

Cross-border payouts at as low as 0 FX and 0 fees.

The prefunded model removes the correspondent chain and the deductions that ride on it. Pricing is confirmed per corridor at onboarding, and the floor on eligible corridors sits at zero.

Corridor pricing varies by corridor, currency pair, and volume. As low as 0 FX and 0 fees reflects CPN's floor pricing on eligible digital corridors, confirmed per corridor at onboarding.

Who it's for

Organizations paying beneficiaries the correspondent system underserves: platforms settling sellers and contractors, licensed remittance providers reaching new markets, and treasuries paying suppliers where a wire takes days and loses value on the way.

What you connect

A prefunded position with CPN and your payout instructions. CPN takes it from there: routing, FX, screening, delivery, and status back to your systems.

  • A settlement position, prefunded ahead of your runs
  • Instructions by UI, API, or file, single or bulk
  • Beneficiary data, complete and current

The flow

Prefund to paid on the same day

Six stages carry a payout from position to beneficiary, least-cost routed at every decision.

Stage 01 of 06

Prefund

Fund a settlement position with CPN ahead of your payout runs.

Who does what

You handle prefunding and beneficiary data. CPN handles the rest.

CPN handles06
  • Corridor integration: one connection to every payout network
  • Prefunded settlement operations
  • Least-cost routing on every payment
  • FX at execution
  • Sanctions screening before release
  • Delivery and status, back to your systems
You handle02
  • Prefunding your position
  • Beneficiary data, complete and current

CPN handles

  • Corridor integration: one connection to every payout network
  • Prefunded settlement operations
  • Least-cost routing on every payment
  • FX at execution
  • Sanctions screening before release
  • Delivery and status, back to your systems

You handle

  • Prefunding your position
  • Beneficiary data, complete and current

Services in play

Configured once and applied in-line on every payout.

Service 01

FX

Competitive foreign exchange sourced from multiple providers, applied on payout corridors.

All value-added services

Partners

  • IBM
  • Ripple
  • Visa
  • AWS
  • Neterium
  • Movitz
  • SWIFT

Bring us your hardest corridor.

Contact us about the corridors you pay today and the ones you have been avoiding.