Networks · Private networks
A private network you define and govern
A closed network of counterparties: subsidiaries, suppliers, marketplaces, partners. Members are verified with extended KYB, addressed by CPN ID, and settle instantly on-us.
Who it's for
Any organization whose payments concentrate among counterparties it already knows: a corporate group settling between subsidiaries, a manufacturer paying a recurring supplier base, a marketplace settling verified sellers, a consortium formalizing how its members pay each other.
What you connect
You define the network: who belongs, what rules apply, how settlement runs. CPN credentials every member, operates the settlement domain, and connects its edges to every other network on the path.
- Your member list, credentialed with extended KYB
- Your rulebook: limits, approvals, settlement timing
- Your edges: netting and off-ramp to external rails
Inside the domain
Members are verified, payments are addressed by CPN ID, and value settles on-us. External rails appear only at the edges.
- Members verified with extended KYB
- Payments addressed by CPN ID
- Rich data on every transfer
- Netting and off-ramp at the edge
Define to settled
Six stages from a member list to instant on-us settlement.
01Define
Membership, rules, limits, and settlement timing are set by you.
02Credential
Every member passes extended KYB before it can transact.
03Address
The CPN ID is the only beneficiary reference inside the network: no account details to collect or maintain.
04Carry data
PO, invoice, and line-item references ride with every transfer, so reconciliation is automatic on both sides.
05Settle on-us
Payments between members settle instantly inside the domain.
06Net and off-ramp
Positions net inside the network; external rails carry only what must leave.
- 01
Define
Membership, rules, limits, and settlement timing are set by you.
- 02
Credential
Every member passes extended KYB before it can transact.
- 03
Address
The CPN ID is the only beneficiary reference inside the network: no account details to collect or maintain.
- 04
Carry data
PO, invoice, and line-item references ride with every transfer, so reconciliation is automatic on both sides.
- 05
Settle on-us
Payments between members settle instantly inside the domain.
- 06
Net and off-ramp
Positions net inside the network; external rails carry only what must leave.
Why it matters
CPN takes no spread inside the network
Charges apply only at the off-ramp. Inside the domain, moving money is not a revenue event: the economics of the network belong to the organization that built it.
The economics of a network you own
Economics 01
On-us at near-zero marginal cost
Settlement between members never touches an external rail, so the marginal cost of a payment inside the domain approaches zero.
Who does what
You design the network. CPN runs it.
CPN handles06
- Extended KYB on every member, at onboarding and ongoing
- The CPN ID directory and addressing
- Instant on-us settlement inside the domain
- Rich data carried on every transfer
- Netting and the off-ramp to external rails
- The audit trail, per member and per payment
You handle03
- The network definition: membership, rules, fee model
- Participation decisions: who joins, who leaves
- Funding at the edges, where value leaves the domain
CPN handles
- Extended KYB on every member, at onboarding and ongoing
- The CPN ID directory and addressing
- Instant on-us settlement inside the domain
- Rich data carried on every transfer
- Netting and the off-ramp to external rails
- The audit trail, per member and per payment
You handle
- The network definition: membership, rules, fee model
- Participation decisions: who joins, who leaves
- Funding at the edges, where value leaves the domain
Four ecosystems on one capability
The same domain is defined four ways. Each door leads to the segment's full profile.
01Corporates & Treasury
Intercompany netting and settlement: hundreds of entities settle on-us, and external rails carry only the net.
For corporates02Banks & FIs
Bank-branded network services for your corporate clients, powered by CPN behind your brand.
For banks03Fintechs & Payment Providers
Settlement domains as a platform capability: govern flows between your clients' counterparties through one integration.
For fintechs04Platforms & Marketplaces
Settlement between verified businesses: extended-KYB membership, payouts by CPN ID, netting, and rich data for both sides.
For platformsServices in play
The domain runs on the same control surface as every other network.
Service 01
Extended KYB
Membership credentialing beyond standard onboarding: every member verified before it transacts, monitored after.
Design your settlement domain.
Contact us about the network you would build: the members, the rules, and what stays inside.