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Platform

Multi-railby design

  • 01One connection.
  • 02Policy before movement.
  • 03Every rail behind it.

Traditional banking to digital assets to private networks.

Two planes in continuous dialogue

The Control Fabric holds your rules, your evidence, and your record. The Execution Plane carries every payment from capture to release.

The Control Fabric

Four components that decide, for every payment, what may move, under whose authority, and with what evidence.

Five checks bind the two, so nothing moves unchecked.

Execution Plane

One path from capture to release

Every way in feeds one orchestration core, with services applied in line and every rail reachable at the end of it.

  • Self-serve UI
  • ISO 20022 API
  • Bulk file in any format
  • ERP and TMS connect
  • Agent API (KYA and mandate-checked)
  1. Capture
  2. Validate
  3. Transform
  4. Enrich
  5. Route
  6. Release
  • KYB / KYC
  • Sanctions screening
  • Confirmation of payee
  • FX
  • SWIFT
  • Private networks
  • Visa
  • Ripple
  • RLUSD

Select a fabric component or an execution row to see its capabilities. The loop pauses while you explore.

Capability map

Everything the platform does

Set your rules once. CPN applies them to every transaction, on every rail.

Six groups cover the full surface, from origination to governance.

Origination & connectivity

Self-serve UI

Manual entry, templates, and approvals in the browser, for any payment type.

01Origination & connectivity

01Origination & connectivity

02Processing & orchestration

03Value-added services

04Operations & visibility

05Networks & settlement

06Governance & compliance

01Origination & connectivity06
Self-serve UI
Manual entry, templates, and approvals in the browser, for any payment type.
ISO 20022 API
Initiate payments and pull status, balances, and reports over one modern interface.
Bulk file in any format
Upload files as they are; CPN parses, validates, and transforms every record.
ERP and TMS connect
Direct feeds from your ERP and TMS, so payments originate where the work happens.
Agent API
KYA and mandate-checked access for software agents, governed like any other principal.
SWIFT Service Bureau
Certified bureau connectivity: one connection reaching 12,000+ institutions.
02Processing & orchestration06
Validation
Account and BIC validation, syntax and format checks, business rules, duplicate detection.
Any-to-any transformation
MT to and from MX, proprietary formats and pain.00x, mapped to any outbound standard.
Enrichment
Reference-data lookup, defaulting and auto-correction, value dating, payment parsing.
Intelligent routing
Least-cost, fastest path selected across every connected rail, under your rules.
Warehousing and scheduling
Future dating, cutoff handling, and scheduled release, held under live policy.
Approvals and control
Entitlements, four-eyes approval, thresholds, repair queues, segregation of duties.
03Value-added services06
KYB / KYC
Credential and verify every counterparty before they enter your network, with continuous monitoring.
Sanctions screening
Screened against sanctions, PEP, and risk lists before you send, so payments never freeze downstream.
Confirmation of payee
Payee name and account verified to match before execution, cutting fraud and mispayment at source.
FX
Competitive foreign exchange sourced from multiple providers, applied on payout corridors.
Account pre-validation
Accounts confirmed open and reachable before funds move, cutting returns and repairs.
Virtual accounts
Flows segmented by entity, client, or purpose without opening new bank accounts.
04Operations & visibility06
Real-time tracking
End-to-end status on every payment, with trace, stop, and recall via gpi.
Investigations and cases
Exceptions and inquiries handled as structured cases by one accountable team.
Reconciliation
Payments, statements, and rich remittance data matched automatically on both sides.
Balances and statements
Consolidated balances and normalized statements across every bank, in one view.
Exception handling
Correction and repair queues that resolve issues before they become failures.
24/7 operations
Monitoring and SLA-backed support around the clock, and a team you can call.
05Networks & settlement06
SWIFT
Bank reach, statements, and trade finance messaging through the certified bureau.
Payout corridors
T+0 delivery to accounts, cards, and wallets, least-cost routed across payout networks.
Digital assets
The regulated RLUSD on-ramp and off-ramp in Canada, and you never touch the token.
Private networks
On-us settlement between verified members, addressed by CPN ID, with rich data attached.
Netting
Ecosystem-level netting that compresses external rail usage and the fees that come with it.
Trade finance
Letters of credit, guarantees, and collections carried over FIN, InterAct, and FileAct.
06Governance & compliance06
Scheme Rules & Rulebook
The rulebook as data: a five-level cascade, versioned, amendable, reconstructable.
Policy Engine
Deterministic rules enforced at runtime. A breach is not flagged. It does not proceed.
Trust Vault
A zero-trust evidence vault; the evidence reference travels with every payment.
Evidence & Audit Ledger
Every decision writes its own record: rule, version, inputs, outcome, timestamp.
Know Your Agent
Agents registered, credentialed, and bounded by mandate, enforced at every stage.
Regulatory reporting
Audit and regulatory reporting fed directly from the ledger, written at the moment of decision.

Select a capability to see what it does.

Live in weeks, not months

Configuration over custom builds, with 24/7 SLA-backed support from day one.

  1. 01

    Discovery

  2. 02

    Configuration

  3. 03

    Connectivity

  4. 04

    Pilot

  5. 05

    Production

One connection to all your banks at once.

Every payment translated from treasury intent into a governed, executable transaction before it moves.