Intelligent Orchestration
End-to-end intelligent payment orchestration
End-to-end intelligent orchestration: every payment captured, validated, transformed, enriched, routed, controlled, and operated under one set of rules.
From capture to resolution
Whatever the format, rail, or origin, every transaction moves through the same eight stages. Each stage enforces your configuration, and each decision writes its own record.
Prepare
A payment enters in any form and leaves this phase clean: validated, complete, and in the right format.
01Capture
- Manual entry and templates
- File upload in any format
- ISO 20022 API
- ERP and TMS feed
- Any payment type
02Validate
- Account and BIC validation
- Syntax and format checks
- Business-rule validation
- Duplicate detection
- Semantic validation
03Any-to-any transformation
- Ingest any inbound format
- MT to and from MX (ISO 20022)
- Proprietary and pain.00x
- Map to any outbound format
04Enrich
- Reference-data lookup
- Defaulting and auto-correction
- Value dating
- Payment parsing
Route and schedule
Rules decide the rail, the channel, and the moment: least cost, fastest path, inside every cutoff.
05Route and orchestrate
- Rules-based decisioning
- Intelligent routing (least-cost, fastest path)
- Channel selection
- Priority and cover payments
- Trace, stop, and recall via gpi
06Warehouse and schedule
- Future dating
- Cutoff handling
- Scheduled release
Control and operate
Approvals, entitlements, and resolution live on the same plane as execution, so control never lags the payment.
07Approve and control
- Entitlements and roles
- Four-eyes approval
- Thresholds
- Correction and repair queues
- Segregation of duties
08Operate and resolve
- Real-time tracking
- Investigations and case management
- Reconciliation
- Exception handling
- Full audit trail
Prepare
A payment enters in any form and leaves this phase clean: validated, complete, and in the right format.
Capture
- Manual entry and templates
- File upload in any format
- ISO 20022 API
- ERP and TMS feed
- Any payment type
Validate
- Account and BIC validation
- Syntax and format checks
- Business-rule validation
- Duplicate detection
- Semantic validation
Any-to-any transformation
- Ingest any inbound format
- MT to and from MX (ISO 20022)
- Proprietary and pain.00x
- Map to any outbound format
Enrich
- Reference-data lookup
- Defaulting and auto-correction
- Value dating
- Payment parsing
Route and schedule
Rules decide the rail, the channel, and the moment: least cost, fastest path, inside every cutoff.
Route and orchestrate
- Rules-based decisioning
- Intelligent routing (least-cost, fastest path)
- Channel selection
- Priority and cover payments
- Trace, stop, and recall via gpi
Warehouse and schedule
- Future dating
- Cutoff handling
- Scheduled release
Control and operate
Approvals, entitlements, and resolution live on the same plane as execution, so control never lags the payment.
Approve and control
- Entitlements and roles
- Four-eyes approval
- Thresholds
- Correction and repair queues
- Segregation of duties
Operate and resolve
- Real-time tracking
- Investigations and case management
- Reconciliation
- Exception handling
- Full audit trail
Intelligent routing
Set your rules once. CPN applies them to every transaction, on every rail.
Every eligible rail is evaluated against your policy and the payment's economics: cost, speed, cutoff, and FX tolerance. Losing rails fall away, the winner routes, and the rationale is recorded.
Illustrative decision. Inputs, eligible rails, and outcomes reflect your configuration and corridors.
Amount (CAD)
Destination
Urgency
SWIFT
Not selected- Policy: cleared
- Cost: missed
- Speed: missed
- Cutoff: cleared
- FX tolerance: cleared
Clears policy, loses on economics: deductions along the correspondent chain, arrival in two days.
Payout corridor
Routed- Policy: cleared
- Cost: cleared
- Speed: cleared
- Cutoff: cleared
- FX tolerance: cleared
Least cost, delivers T+0, inside the cutoff, FX inside tolerance.
Private network
Not eligibleThe beneficiary is not a member of one of your private domains.
Rationale
Routed via payout corridor: the least-cost path that clears policy and lands T+0 inside today's window.
Agent-ready by design
When software agents initiate payments, they pass the same eight stages under the same controls as any human user: identity, policy, limits, approvals, audit.
- An agent acts only under a mandate held in the Trust Vault: principal, scope, limits, expiry.
- The mandate is enforced at runtime at every stage, and revocation halts in-flight instructions instantly.
An agent is only as trusted as its mandate.
Verified at the edge and governed inside the fabric.